Xcel Companies | Smarter Payment Processing Since 2009

For over 16 years, Xcel Companies has been a trusted partner for established businesses navigating the complexities of payment processing.

Xcel is processor-agnostic — working exclusively for clients to uncover smarter ways to pay less, move faster, and scale with confidence. Today, we facilitate billions in annual transactions and generate millions in savings for our clients.

Our difference? Exclusivity. Xcel operates on a referral-only basis, ensuring we serve only businesses that align with our model. This selective approach allows us to deliver the kind of tailored strategies and executive-level guidance typically reserved for the world’s largest companies.

At Xcel, we believe payment processing should do more than move money. It should unlock efficiency, maximize profitability, and minimize liability. We act as a trusted advocate for our clients in a rapidly changing industry.

Our commitment is simple: Time is money. Xcel saves you both.